Personal finance, told straight

Your money,
granted.

Track spending, savings, debts and investments in one place. Real numbers, no cheerleading, nothing counted before it happens.

Djinero. Like the genie, like the dinero.

  • Manual entry — no bank connections
  • Works on mobile and desktop
  • AI insights are optional

Inside the app

Built for the phone in your pocket.

Spending, budgets, net worth and debts on one screen — designed to be read at a glance, standing in a shop, not studied at a desk.

Djinero expense tracking on a phone: the Expenses by Category screen filtered to This month. Housing $1,200.00 at 78.7 percent, Utilities $120.00 at 7.9 percent, Shopping $78.50 at 5.1 percent, Transport $45.00 at 2.9 percent with $155.00 left in budget, Fitness $39.99 at 2.6 percent, and Groceries $29.80 at 2.0 percent with $470.20 left. Each row has a coloured bar sized to its share of total spending.

See where the money actually went

Every category shows the amount, its true share of your spending, and what's left of that budget — as text, not just colour, and never hidden behind a hover.

Djinero net worth tracker on a phone: the Overview screen showing Net Worth $14,855.15 across 4 accounts, 1 position and 1 debt at market value. Total Income $22,400.00 from 7 completed income transactions. Total Expenses $10,644.85 from 53 completed expense transactions. This Month Spend $1,525.69, 64 percent less than last month.

Know your net worth, computed once

Accounts, plus investments, minus debts. Every figure comes from the same calculation, so no two screens can disagree about what you're worth.

Djinero transaction list on a phone, grouped by date. Rent to Landlord Co shows minus $1,200.00 in red, Salary from Acme Corp shows plus $3,200.00 in green, and a $400.00 Transfer to Savings is shown in neutral grey. Below are Gas purchase minus $45.00, Fast food minus $12.40 and Late night groceries minus $29.80.

Negative means negative

Money out is red and carries a minus sign. Money in is green. Transfers between your own accounts are neither, so they never inflate what you earned or spent.

Screenshots of the real app, August 2026. The figures are sample data.

Why another money app

Most budget apps flatter you. This one doesn't.

If you're overdrawn, the number is red and it has a minus sign in front of it. Nothing is rounded in your favour, and nothing gets counted before it happens.

Everything your money is doing, in one place.

Spending

Log transactions by hand and watch your monthly spending take shape across categories.

Accounts

Track bank accounts, savings, digital wallets and credit cards in one view.

Cash

Keep physical cash in the picture with ATM withdrawals and cash deposits.

Debts

See loan and card balances, interest rates and minimum payments side by side.

Wishes

Set savings goals, track progress and celebrate as you get closer.

Investments

Record stock positions and options, and review your portfolio at a glance.

How it works

No bank connections, no imports. Just you and the numbers.

1

Create your accounts

Add your bank, savings, cash, credit card and investment accounts with starting balances.

2

Add transactions by hand

Enter income, expenses and transfers as they happen — or catch up at the end of the week.

3

Set budgets and wishes

Decide how much to spend in each category and set savings goals you want to reach.

4

See the full picture

Your dashboard, net worth and trends update automatically as you enter more data.

Your data, your control

What you should know about how your information is handled.

Manual entry only

Djinero does not connect to your bank. You enter every transaction yourself, so nothing leaves your accounts without your action.

Stored on our servers

Your data is stored in our database and tied to your account. We do not sell your data to third parties.

AI insights are optional

AI features are optional. When enabled and actively used, limited financial data may be sent to an external AI provider to generate the requested result. Nothing is sent in the background, and AI processing can be disabled at any time.

Delete anytime

Clear your data or delete your account from Settings. You stay in control of what you keep and what you remove.

Frequently asked questions

Get in touch

Questions, feedback or ideas? Send us a message.